Personal Umbrella Insurance
To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.Cleveland Ohio Home & Auto Insurance – What’s Peace of Mind Worth to You?
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.Cleveland Ohio Home & Auto Insurance – Do You Have Enough Liability Insurance?
Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.Liability Insurance Starts When the Others Stop
Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Cleveland Ohio Home & Auto Insurance to determine the right amount of coverage for your needs.Broad Coverages
An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid. The right coverage for you is unique – Cleveland Ohio Home & Auto Insurance today to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 216-704-6307 to speak with one of our agents and determine the right coverage for you.PROTECTION FOR THE UNEXPECTED
Personal Umbrella Coverage
Standard features
Our Personal Umbrella Policy offers multiple limit options to help meet your unique needs. Whether you are just starting out,
or you are planning for retirement and need to protect your nest egg, we have an option to help keep you covered.
Bodily Injury Liability
Helps pay for medical expenses, loss of income or other
associated costs that occur when others are injured.
Property Damage Liability
Covers the cost of physical destruction of someone else’s
property up to the limit you choose.
How can this coverage help?
Social Media
In the age of social media, an offhand comment online can lead to serious ramifications. If you or a family member2 is sued for
defamation, Personal Umbrella coverage can help protect you and your assets.
Injuries At Your Home
What if someone is injured on your property due to an icy step, a fall off of a playset or a dog bite? Personal Umbrella coverage
can help you in unexpected situations when you are liable and your underlying coverage is not enough.
Accidents & Property Damage
Large accidents can happen. If you cause a multi-car pileup, crash your boat into a dock, or accidentally start a fire that
damages neighboring houses, the claims could total an amount more than your standard home or auto policy would cover.
Personal Umbrella coverage can help with additional funding above and beyond your current policy limits.
Policyholder must have a personal injury endorsement on their current Custom360 homeowners policy to qualify for personal injury
coverage on the Custom360 Personal Umbrella policy.
Must be a resident relative.
Coverage over rental properties is not available in every state and subject to terms, conditions and limitations.
When the unexpected happens, a Personal Umbrella policy can be a safety net to keep your assets protected. Personal Umbrella
coverage helps pay for covered losses that exceed the maximum limit your existing home, auto or personal policies pay.