Four Point Insurance recognizes that High Net Worth Coverage that goes beyond the typical, off the shelf insurance plan. That is why we are now offering concierge level service and fully customizable insurance plans to satisfy your specific needs.
Our high net worth coverage includes provisions for primary and secondary residences, private collections, identity theft, and even kidnap and ransom. When it comes to replacing the lost income of high earners, traditional insurance plans are insufficient. Stop jeopardizing your family’s financial well-being and contact us to find out how high net worth coverage can assure that everything you’ve worked for will be protected.
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High-net-worth individual (HNWI) is a term used by some segments of the financial services industry to designate persons whose investible wealth (assets such as stocks and bonds) exceeds a given amount. Typically, these individuals are defined as holding financial assets (excluding their primary residence) with a value greater than US$1 million.
“Very-HNWI” (VHNWI) can refer to someone with a net worth of at least US$5 million.
The Capgemini World Wealth Report 2020 defines an additional class of ultra-high-net-worth individuals (UHNWIs), those with US$30 million in investable assets.
As of June 2020, there were estimated to be just over 13 million HNWIs in the world. The United States had the highest number of HNWIs (4,700,000) of any country, while New York City had the most HNWIs (348,000) among cities.